Fire, Lightning and explosion :including costs of extinguishing fires, clearing debris and smoke damage.
Water damage:including the search and detection of faults within the premises and the costs of repair and / or replacement of faulty pipes.
Malicious acts ( vandalism)
Natural phenomena:flooding,wind,rain,hail and snow.
Broken windows:including replacement and fitting of glass,signs,mirrors and windows of both counters and display cabinets.
Aesthetic reconditioning costs.
Electrical damage to installations and appliances.
Loss of rent.
Forced relocation.