Damage to garden furniture.
Water damage.
Damage caused by fire , lightening strikes or explosion.
Electrical damage.
Aesthetic damage to the building and / or conetnts.
Damage caused by acts of vandalism or by delinquents.
Floods.
Rain,wind,hail and snow.
Broken glass, windows,mirrors,marble,vitro-ceramic stove tops,sanitary ware...
Damage from theft with violence or attempted theft.
Lock replacement expenses.
Mysterious disappeaarence and hold-ups in the streets.
Credit card fraud.